Jul 14, 2026, 8:08:26 AM
Sample Financial Plan: Steve and Amanda Doe's Example Financial Plan
If you are within a few years of retirement, you may be wondering what a real financial plan actually looks like.
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Article archive
Practical retirement planning, one post at a time.
Jun 4, 2025, 7:32:07 AM
In Service Distributions and Withdrawals
Your employer retirement plan may offer the option to withdraw retirement funds while employed. This can be done via In Service Distributions or Withdrawals.
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Nov 20, 2024, 10:38:53 AM
Flat Fee or Assets Under Mangement - What is the Right Way to Pay a Financial Advisor?
Flat Fee or Assets Under Mangement - What is the Right Way to Pay a Financial Advisor?
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Sep 26, 2024, 1:40:19 PM
What is the Primary Reason for Buying an Annuity?
This guide is not designed to recommend for or against the purchase of an annuity. It is simply designed to educate and inform you of the considerations when evaluating whether to add a...
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Sep 26, 2024, 1:40:19 PM
What is Capital Preservation?
Capital Preservation is a defensive investment approach aimed at preventing or minimizing the loss of your original capital. This strategy is especially relevant for risk-averse investo...
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Sep 26, 2024, 1:40:19 PM
Accountant or Financial Advisor? Which do you REALLY need?
Been curious whether you need a financial advisor or an accountant? This article will shed light on the matter.
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Sep 26, 2024, 1:40:19 PM
Financial Advisor Compensation Structure: Fee Based vs. Fee Only
Fee based advisors may receive both fee and commission compensation. Fee only advisors only receive fees from YOU, the client.
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Sep 26, 2024, 1:40:19 PM
What is a Comprehensive Financial Plan?
This guide will cover the key elements of a comprehensive financial plan, the process of building one, and how working with a qualified financial planner can help you achieve your finan...
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Sep 26, 2024, 1:40:19 PM
7 Reasons You Should Rent a Home in Retirement
Whether you own outright, have mortgage payments, or rent - housing expenses are the largest portion of most retiree's living costs. Deciding whether it's best to own your home, sell yo...
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Sep 26, 2024, 1:40:19 PM
A Comprehensive Guide to the Retirement Bucket Strategy
The retirement bucket strategy is an asset drawdown strategy. It works by breaking up your investments into three sections with various levels of risk over different timespans: one focu...
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